10Jun/100
How Do I Get a Credit Report
A poor credit rating will affect your request in a negative way, either by your being denied your loan or mortgage outright or by high interest rates being levied against your loan. There are other reasons for keeping an eye on your report as well, such as helping to make sure you do not become a victim of identity theft-something that is becoming increasingly more common. You can also make sure that the information reported on your report is accurate and instantly spot any trouble areas which may lead to a lowering of your credit score. Everyone is entitled to receive a free report from each of the three main consumer agencies, Equifax, Experian, and TransUnion, upon request, once a year.